NEAL'S PICKS PALATIAL HEADQUARTERS -- We made it.

Well, mostly.

Arkansas, South Carolina and Tennessee might argue we didn't make it, but they won like eight games among themselves, so we're not really concerned with their feelings.

Well, I do feel for Arkansas. The Razorbacks practiced all week, gave up the holidays and then found out they weren't playing because TCU backed out at the last minute. That does kind of stink.

Regardless, we're here, picking games as the calendar turns to 2021. We're not done until Patrick Mahomes raises another Lombardi Trophy in February, but we're here to bid adieu to the craziest college football season ever, sans the annual Clemson-Alabama tilt at the end.

And that's saying something.

On to the picks...

Last Week:

Neal McCready: 7-2 overall, 4-5 ATS

Chase Parham: 8-1 overall, 5-4 ATS

Jeffrey Wright: 6-3 overall, 4-5 ATS

Zach Berry: 5-4 overall, 4-5 ATS

For The Season:

Neal McCready: 93-30 overall, 73-50 ATS

Chase Parham: 94-29 overall, 69-54 ATS

Jeffrey Wright: 94-29 overall, 72-51 ATS

Zach Berry: 95-28 overall, 67-56 ATS

No. 22 Tulsa -2.5 vs. Mississippi State, Lockheed Martin Armed Forces Bowl, Amon G. Carter Stadium, Fort Worth, Texas, 11 a.m., ESPN

Neal McCready: I realize this pick will get great traction in the Golden Triangle area. So I want to make sure I don't offend. However, my cousin, Mike, is the president of the Tulsa Chamber of Commerce, and I like Mike, so I'm going with the 'Canes. I wish both teams prosperity, health and joy. God bless you all. Neal's Pick: Tulsa 27, Mississippi State 24

Chase Parham: Tulsa probably knows how to play zone defense so the Golden Hurricanes seem like a good pick here. But why a hurricane? It's Oklahoma. There are tornadoes there but short on the hurricanes. Parham's Pick: Tulsa 31, State 27

Jeffrey Wright: At the time of writing, Vegas favorites have won 10 games and covered in nine of those games. Tulsa feels like a very bad matchup for the Bulldogs. They’re very disciplined on defense and don’t give up the big play through the air. I’ll lay them.Wright’s pick: Tulsa 24, Mississippi State 17

Zach Berry: Both wear adidas. Who cares? Zach's Pick: Mississippi State 29, Tulsa 23

No. 6 Cincinnati +7 vs. No. 11 Georgia, Chick-fil-A Bowl, Mercedes-Benz Stadium, Atlanta, 11 a.m., ESPN

Neal McCready: Cincinnati will want it more. Of course, if all we had to do to get something was want it, you all would talk about my hair every day of your lives. Because God, I want me some hair. I have this dream where I peel a layer of skin on my scalp and there's all this hair that emerges. I love that dream. I hate waking up from that dream. Alas... Neal's Pick: Georgia 31, Cincinnati 21

Chase Parham: Georgia is without a ton of players, and we saw how that went for Florida on Wednesday. Give me the points. Motivation and full rosters are both pretty important in bowls, and both go the way of Cincinnati. Parham's Pick: Cincinnati 28, Georgia 24

Jeffrey Wright: The teams that beat Georgia are the teams that stress them in the passing game. Desmond Ridder isn’t the quarterback for that life. Also, Cincinnati plays a ton of man coverage, and JT Daniels feasts on man coverage.Wright’s pick: Georgia 31, Cincinnati 21

Zach Berry: I think I've seen this film before. Zach's Pick: Georgia 36, Cincinnati 22

Auburn +3.5 vs. No. 15 Northwestern, Vrbo Citrus Bowl, Camping World Stadium, Orlando, Fla., Noon, ABC

Neal McCready: I know what I'm getting with Northwestern. Simple as that. Neal's Pick: Northwestern 24, Auburn 21

Chase Parham: I'm going with team speed here. It's probably wrong, but that's what I'm going with. Parham's Pick: Auburn 20, Northwestern 17

Jeffrey Wright: Will Auburn care? I mean I most certainly do not care about this game, but will Auburn? I’ll say that they can run the ball on Northwestern, and they won’t try to keep throwing like Ohio State did. Wright’s pick: Northwestern 20, Auburn 17

Zach Berry: Bennison's Bakery or die. Zach's Pick: Northwestern 25, Auburn 23

No. 1 Alabama -20 vs. No. 4 Notre Dame, College Football Playoff Semifinal at The Rose Bowl Game Presented by Capital One, AT&T Stadium, Arlington, Texas, 3 p.m., ESPN

Neal McCready: I'll lay them. I believe in consistency. Neal's Pick: Alabama 49, Notre Dame 21

Chase Parham: I have to catch up somewhere. Who cares if I lose by two games or five games. Parham's Pick: Alabama 41, Notre Dame 27

Jeffrey Wright: Keep calm, and lay them all. Wright’s pick: Alabama 45, Notre Dame 17

Zach Berry: Yeppers. Zach's Pick: Alabama 48, Notre Dame 24

No. 2 Clemson -7.5 vs. Ohio State, College Football Playoff Semifinal at the All-State Sugar Bowl, Mercedes-Benz Superdome, New Orleans, 7 p.m., ESPN

Neal McCready: Clemson is better. Trevor Lawrence is better. We're headed for -- SHOCKER! -- another Clemson-Alabama title game. Yay! Neal's Pick: Clemson 42, Notre Dame 31

Chase Parham: Dabo makes me pull for Ohio State, which is a hell of a statement. Clemson is too good, but Ohio State keeps it within the number. Parham's Pick: Clemson 38, Ohio State 31

Jeffrey Wright: I have a weird feeling about this game. Dabo is certainly talking as if he believes the Buckeyes can’t stay on the field with the Tigers. I think Ohio State can run it on them enough to stay within a score. Wright’s pick: Clemson 31, Ohio State 24

Zach Berry: Uh huh. Zach's Pick: Clemson 38, Ohio State 28

No. 24 North Carolina State +2.5 vs. Kentucky, TaxSlayer Gator Bowl, TIAA Bank Field, Jacksonville, Fla., 11 a.m., ESPN

Neal McCready: My God. When the ratings for the Outback Bowl are strong, there are two reasons. 1. Lane Kiffin. 2. This game. Neal's Pick: North Carolina State 24, Kentucky 21

Chase Parham: I've spent way more time talking about Dave Doeren over the years than I anticipated or want to admit. Kentucky confuses the hell out of me, so I'm steering clear of the Wildcats. Parham's Pick: NC State 27, Kentucky 21

Jeffrey Wright: Unranked favorites have a remarkably strong cover rate against the ranked underdog. Surprise! NC State is ranked. Who knew?!?! (Or Cares, maybe bitter Ross Bjork…)Wright’s pick: Kentucky 20, NC State 13

Zach Berry: This will put you to sleep. Zach's Pick: Kentucky 23, NC State 18

Ole Miss +6.5 vs. No. 7 Indiana, Outback Bowl, Raymond James Stadium, Tampa, Fla., 11:30 a.m., ABC

Neal McCready: I just don't see it for the Rebels. If I'm wrong, it won't be the first time. Indiana is going to be laser focused. Neal's Pick: Indiana 37, Ole Miss 30

Chase Parham: I would pick Ole Miss to cover and likely win if it were at full strength, but that's definitely not the case. Matt Corral will make plays, but he really has his work cut out for him here. Parham's Pick: Indiana 38, Ole Miss 27

Jeffrey Wright: I don’t know how you can take Ole Miss given the comments coming out of Oxford regarding who is even going to be available. Give credit to Tom Allen and his program. They’ve been more than a good story. They’ve been a good team. Not bad for a guy that Hugh Freeze ran off…Wright’s pick: Indiana 41, Ole Miss 28

Zach Berry: I've got to make up a game somewhere. Zach's Pick: Ole Miss 38, Indiana 36

No. 25 Oregon +4.5 vs. No. 12 Iowa State, PlayStation Fiesta Bowl, State Farm Stadium, Glendale, Ariz., 3 p.m., ESPN

Neal McCready: I love Iowa State here. Hell, I just love Iowa State. I love Iowa. It's the rivalry game where I can't lose. When this pandemic stuff is over, I'm coming, Iowa. Let's party. Do you guys party? Neal's Pick: Iowa State 37, Oregon 31

Chase Parham: I have no idea why we are picking this game. But, sure, go Cyclones. Parham's Pick: Iowa State 34, Oregon 30

Jeffrey Wright: Eh, I’ll take the points. Why not? Could be fun. Wright’s pick: Iowa State 27, Oregon 24

Zach Berry: Let's make up another one. Zach's Pick: Oregon 34, Iowa State 24

No. 5 Texas A&M -7 vs. No. 14 North Carolina, Capital One Orange Bowl, Hard Rock Stadium, Miami Gardens, Fla., 7 p.m., ESPN

Neal McCready: I've been bullish on the Aggies all season. Feels weird to stop here, but this is a lot of points. Still... Neal's Pick: Texas A&M 34, North Carolina 21

Chase Parham: I think I have to make up one more game, and I feel confident Neal is riding with the Fighting Bjorks. Parham's Pick: UNC 35, A&M 34

Jeffrey Wright: I think A&M and Notre Dame are very similar teams. I watched what Notre Dame did to Carolina, and I think the Aggies can do the same.

Wright’s pick: Texas A&M 31, North Carolina 20

Zach Berry: Might as well. Zach's Pick: North Carolina 40, Texas A&M 33